Tag Archive | "PAYE"

SMEs: get your PAYE done by March 6 or risk fines HMRC warns

Her Majesty’s Revenue & Customs has issued its final warning to SME owners with 50 or fewer employees: get your PAYE in by March 6 unless you relish fines.

The tax authority was rather vehement to get the warning out, which applies to anyone who runs their own business. For the most part this leaves freelancers and contractors out, but limited companies with at least employee will have to deal with the whole Pay As You Earn headache. HMRC has been incredibly keen to get everyone aboard on their new PAYE information filing changes. To give the taxman some credit, it did say that you won’t be slapped with any fines if you get your PAYE information in within three days of the deadline – a rather magnanimous move on the tax authority’s part if I do say so myself.

It doesn’t stop there, either – apparently HMRC is reviewing late payment penalties on a risk-assessed basis instead of just sending them out higgeldy-piggeldy. Not only that, the taxman is also doing its best to reduce the number of unnecessary penalties by closing something like 15,000 PAYE schemes in March. All of these schemes, which under all intents and purposes haven’t been used to make a PAYE report since April of 2013, seem to be defunct; However, the tax authority will indeed be checking in with these schemes prior to closing them to inform them of what needs to take place if PAYE is still being operated by them.

To be completely honest I’m bloody shocked at how many positive changes HMRC is instituting to PAYE. It’s about damned time that the taxman finally realised what a pain in the arse PAYE is for more or less everyone that has ever been an employee or has had an employee, especially in light of how abysmal that whole Real Time Information rollout that HMRC tried to push on everyone a year or so ago. That was an unmitigated failure if you ask me – and many other people – so it’s just nice and gratifying to see that HMRC is cleaning up PAYE instead of making it worse and worse for a change. Honestly, hat’s off to the boffins at the Treasury.

Posted in newsComments (0)

RTI needs to be overhauled, tax experts insist

Her Majesty’s Revenue & Customs needs to overhaul their Real Time Information scheme, according to the insistence of the Association of Taxation Technicians.

The ATT has some serious problems with RTI, a change to the PAYE system which the tax authority pushed through recently. HMRC has been effecting thousands of British workers by sending them inaccurate overpayment or underpayment information, according to a leaked document from the taxman, and the ATT has had it with the tax authority’s perceived bumbling in the matter.

Natalie Miller, ATT’s president, said in a recent statement that the organisation is well and truly alarmed by the development. The debacle reveals how truly flawed RTI may very well be, Miller added, remarking that RTI needs to be reviewed urgently – and that if HMRC had simply listened to organisations like ATT prior to the launch of RTI this situation might have been avoided.

The taxman  started tapdancing immediately, saying that it wasn’t at fault for the overpayment or underpayment discrepancies. Instead, it tried to shift the blame on employers not sending in final payment statements for the 2013-14 financial year – a tactic that backfired, as Miller shot back that if employers weren’t sending in their pertinent details on time, it’s obvious that RTI is too complex for these employers to decipher. Meanwhile, the ATT president also raised an interesting question: why is it that HMRC didn’t know the information was missing in the first place?

Whatever is actually happening here with RTI, it’s obvious to me at least that it’s a complete bloody mess. I know RTI is important to the Government because it’s going to be integral to the new universal credit system that’s replacing state benefits, but I’m leaning towards agreeing with the ATT that the system and its processes are in dire need of a complete overhaul.

It’s obvious that RTI – like all too many other Government projects and programmes – is simply not working as it was intended to do. I know that HMRC doesn’t want to admit it might have been wrong to push for the new system so tirelessly, but I think we’re well past the point of no return right now. You shouldn’t need an entire battalion of accountants to decrypt the esoteric rules and regulations flowing around RTI in order to comply with the measure properly, and if the taxman can’t at least come to terms that it needs to revise its system we’re going to be in deep trouble indeed.

Posted in newsComments (0)

Taxman granted new powers to collect from high earners

Her Majesty’s Revenue & Customs has been granted new powers to collect additional taxes from high earners – and some contractors may be in the crosshairs.

The taxman has had its collection ceiling raised when it comes to collecting funds from high earners that owe HMRC money. The original cap, which was set at £3,000 per annum, has shot up to £17,000 a year.

This isn’t the first time the tax authority has received a boost to its ability to collect taxes from recalcitrant Brits; a controversial plan to allow HMRC to raid the bank accounts of private citizens was met with the kind of furore you could expect from such an announcement, and as such this new one is meeting with plenty of ire as well – something the taxman has of course dismissed as something taxpayers will welcome.

Well, I’ve got news for HMRC: I certainly wouldn’t welcome it if I was one of those individuals targeted by its new powers. The system is designed to primarily target the Pay As You Earn system though, which means not every self-employed Brit would be subject to it – but an umbrella company contractor that uses PAYE could end up getting caught in the new measure, especially if they’re a high earner, and the thought of that upsets me.

The Government says that the new increased collections cap should bring in an additional £115 million into the British economy during the 2015-16 financial year. Anyone earning in excess of £30,000 through PAYE would be susceptible to the new collection caps, which will increase incrementally until anyone earning £90,000 or more would be subject to the full amount of £17,000. The taxman will be sending out letters to anyone who might be affected by this new programme, informing them that they will be expected to remit any unpaid tax through PAYE. The first wave of letters to this effect will be sent out between January and March of next year, just in time to ruin your mood for the inception of the 2015 tax year on 6 April.

Honestly I don’t see why things like this are permitted to go on. Why is the tax authority victimising so many individual Brits when there are plenty of multinationals to go after that haven’t been paying their taxes? £115 million is a drop in the bucket in comparison. Honestly, does no one have any common sense in Westminster?

Posted in newsComments (0)

Compliance costs ravaging contractors and other sole traders

Whilst the Government says it’s going to be reducing their focus on following legislation, contractors and sole traders are suffering from compliance costs.

In fact, despite Government assurances the annual compliance bill for small-sized firms (including so-called ‘micro employers’ like freelancers, contractors, and other sole traders) has gone up by £713 says the Forum of Private Business. So what’s been driving this new influx of compliance costs? Well the FSB says that the blame can be laid squarely at the feet of the Real Time Information PAYE system.  RTI has been a thorn in the side of small businesses since its inception last year, and while there was enough of a furore on the part of small firms for the Government to institute an extension for these smaller businesses before adopting the standard. Though now that the extension ha come and gone it’s no surprise that there are all sorts of problems happening even now.

RTI is of course a major burden for anyone who doesn’t have a massive payroll department with dozens of accountants working at their beck and call. Sure, larger firms have been able to take the new regulations in stride but when it comes to small and medium sized businesses, all bets are off. The whole idea behind RTI might have been laudable, at least from the point of view of the Government – requiring employers to collect and submit payroll taxes and National Insurance payments at the time of every pay period instead of the end of the year – but in practice it’s a logistical nightmare. In order to comply with RTI, an employer has to electronically submit the information to the Treasury through the use of specialised payroll software, and that means firms that had incompatible software had to upgrade – and at their own cost no less!

Collecting payroll information this way might result in more accurate taxation at the end of the day, but the trade-off in pain, frustration, and now added costs for sole traders and small business owners proves that the whole thing was just a terrible idea. Though, as it seems with all sorts of terrible ideas that have been put forward by those in power, RTI is most likely here to stay as well. Brace yourselves!

Posted in newsComments (0)

Tories considering campaigning on tax system simplification

The Conservatives like to say they support British businesses, including the self-employed, but now they may be ready to put their money where their mouth is.

Believe it or not, but the Tories are kicking about the idea of including a new tax system simplification proposal as a talking point just in time for the next general election. The idea is to combine income tax and National Insurance into just one sum in an effort to streamline the process and also provide better transparency.

The new ‘earnings tax’ as it may be come to be called would mean around a 32 per cent rate for those paying basic tax, while anyone qualifying for the higher rate will have to shell out a grand total of 52 per cent of their taxable income every year. This is something that Chancellor George Osborne has been purportedly attempting to slip into the Budget but balked this year, mostly because there’s already been so many problems with the whole Real Time Information programme for PAYE that he must have thought better of it – at least waiting until the kinks are worked out of the system.

Now regardless of what you may think about the Tories, you have to hand it to them – a system like this would definitely benefit the nation’s cadre of freelancers and contractors. In fact any self-employed Brit will likely benefit from a simplified tax system, especially since it will lessen any administrative burdens contract workers are currently under – and for what it’s worth, it seems that it would make compliance more than a bit easier as well!

So on the surface it does seem like a good idea. Many people may feel that the tax system is overdue for a serious overhaul, as it’s been decades since any substantial changes have been made to it. Of course plenty of other people simply feel that you shouldn’t meddle with things that are working correctly, as throwing a spanner in the works isn’t exactly the best way to keep a finely-tuned piece of machinery like the British economy going. I suppose it remains to be seen if the Conservatives actually come forward with this new plan in time for the next general election – and whether it truly will benefit the self-employed.

Posted in newsComments (0)

HMRC takes pity on contractor VAT returns by relaxing rules

If I’ve said once I’ve said it a dozen times: sometimes Her Majesty’s Revenue & Customs comes through for contractors in a major and much appreciated way.

Apparently HMRC will be changing its VAT return policies especially for contractors and freelancers that are unable to file returns over the internet. This is a major departure from their online-only policy and is an offshoot of a tax tribunal that took place last October where three individuals said that they had physical limitations such as disabilities that precluded them from learning an online-only return system. The judge at the tribunal agreed that the online-only rules were too restrictive; what this means for the rest of us is that any company of any stripe – and that includes freelancers, contractors, and other self-employed Brits – will be able to do it over the phone or even file a paper VAT return once more.

This is of course great news for anyone who has either an inability to use an online VAT return filing system or simply one who doesn’t trust computers any farther than they can be thrown. And let’s be honest – with the weight and dimensions of the newest laptop computers, you can’t toss one of those remarkably far unless you wind up like an Olympic discus thrower. Personally I think this is a great victory for those of us who feel that the taxman has gotten a bit big for its britches, especially when it comes to the online-only filing. It hasn’t been that long since the whole Real Time Information filing requirements for PAYE went live, and we all know how that’s been going over (hint: much the same way a lead balloon would go over). HMRC has already provided leniency for many firms when it comes to RTI – especially those who can’t handle the new electronic payroll transmission requirements – so I don’t see how the VAT return filing problem is much different.

Whatever the result – and regardless of whether it was court-ordered by a judge or if it came down from the tax authority directly – I’m chuffed to bits that everyday taxpayers like you and me are getting some support from HMRC. Let’s hope things keep going in this vein and that it doesn’t end up reversing itself and trending back towards kicking taxpayers in the bollocks and then rifling through their wallets.

Posted in newsComments (0)

Experts warn against gross contractor pay

Accountancy experts say that any agency that pays their contractors gross could end up in some very hot water with the taxman at the end of the day.

Thanks to the newest set of employment laws that went into effect just this past week, any agency can be called on the carpet by Her Majesty’s Revenue & Customs for facilitating false self-employment. In order to not get caught out inadvertently, agencies are urged to immediately review their arrangements – or to pay the price.

The issue here is when a contractor partners directly with a recruitment agency exposes that recruitment agency to PAYE payment liability under these new rules. If an agency doesn’t check that their contractors aren’t being paid gross these new rules apply – and the consequences aren’t pretty in the least.

To make it worse, HMRC isn’t offering any leniency or even any exceptions to the new rule. Unless you want to end up having to deal with incurring the wrath of the tax authority, you had better make sure you’re not risking exposure. Now of course most contractors (and agencies for that matter) think these new rules are complete and utter bollocks, but unfortunately for the freelancing community they don’t have much cachet when it comes to getting these regulations passed. All it has to do is show up in the Budget and chancellor George Osborne gets his wish, regardless of whether or not it has a deleterious effect on contract workers.

On the one hand, stamping out tax avoidance is an important goal and I can understand the Government’s desire to close loopholes and ensure that the Treasury is getting every last penny it needs. On the other hand it seems like freelancers and contract workers have been getting the short end of the stick for years now, especially in the days following the economic downturn. I don’t know what sin British contractors have committed besides being the backbone of the economic recovery effort but apparently the community as a whole has attracted the wrong kind of attention from legislators. It’s a shame, but I don’t see any end to these tender ministrations any time soon. Well, you know what they say: no good deed ever goes unpunished.

Posted in newsComments (0)

HMRC puts the screws to employers over RTI

Her Majesty’s Revenue & Customs has begun to use the hard sell when it comes to the adoption of its new Real Time Information PAYE system in a major way.

In fact, the taxman has begun to seriously pressurise the more than 70,000 employers who have yet to transition to the RTI system through a strongly-worded email informing them that they have until the end of the year before they start earning penalties for their sins. Anyone neglecting to change over will see a bare minimum penalty of £100, but this will increase over time or if the company in question has a large pool of employees.

This can ostensibly affect contractors as well, though joining a PAYE umbrella can help streamline things. A freelancer needs only tell their umbrella to submit weekly or monthly invoices to their clients and the umbrella takes care of income tax and National Insurance deductions for them. 

Still this is just making the whole RTI scheme a thorn in the side for employers, especially at smaller firms that might not have the wherewithal to change their payroll systems to facilitate HMRC’s requirements. And honestly now, the scheme is really just one more salvo fired by the Government against that looming, all-oppressive tax avoidance enemy that is somehow the cause for all of Britain’s ills – or at least if you listen to someone like chancellor George Osborne talk that’s what he’d have us all believe.

Yes, RTI will definitely increase revenue flowing into Treasury coffers and will make it more difficult for tax evasion to occur, so that’s technically an improvement. However more than just a few detractors are saying that this new focus on timely NI and income tax payments is doing nothing but putting the screws to small businesses, despite the fact that they’re the lifeblood of the British economy and the amount of tax revenue that’s going missing from SMEs absolutely pales in comparison to the amount that corporate tax dodgers get away with on an annual basis.

It’s not an income tax problem that’s truly causing Treasury shortfalls, after all – it’s the massive profits multinationals like Google and Amazon make every year but only pay a fraction of their tax responsibility on. Can we please get this problem sorted before we start squeezing the British individual taxpayer even more?

Posted in newsComments (0)

Digital tax system wreaks havoc with self-employed Brits

Finding it a trial to deal with the digital tax system? You’re not alone, according to a major accountancy trade body.

In fact, the AAT says that all too many contractors, freelancers, and other self-employed Brits are finding it a headache to cope with the system. New research by the organisation found that more than two out of every three small firms – we’re talking sole traders and small businesses with nine employees and less – say that the digital focus of the tax system has gotten out of hand. Nearly one out of every three have had to resort to out-sourcing their accounting business to third parties in order to muddle through the whole ordeal, the AAT also found.

The biggest culprit in causing sleepless nights for SMEs is most definitely the new Real Time Information PAYE scheme, according to the trade body. Survey respondents indicated that they simply didn’t have the understanding or the resources to keep up with all the new requirements, and I for one can understand completely – it’s an absolute trial to try to make heads or tails of RTI right now, especially since it requires the use of specialised payroll software that connects with HMRC directly over the internet.

Honestly I don’t know what the Government is thinking with this zealous focus on online and digital record keeping. Yes, I can understand that it must cut down on shedloads of costly and time-consuming paperwork, but for what it’s worth there’s still a cost to be paid in switching over to a digital tax system, and that cost is paid by employers and SMEs in having to not only acquire software to handle the new requirements but also to learn these systems inside and out or risk not filing their tax information properly.

I for one am not surprised at all to learn that 29 per cent of SMEs with less than ten workers have had to find outside help for their tax filing, especially with the new RTI system that’s been put in place. Thank goodness there are so many highly skilled and qualified contractor accountants willing to work on a per-project basis. Still, it’s an expensive proposition, having to pay someone else to handle your tax concerns, and ultra-small scale SMEs are already strapped for cash in this economy; when every single last penny counts, spending hundreds of pounds on a tax professional can add up to unwelcome and unsustainable costs.

Posted in newsComments (0)

HMRC implements new contractor PAYE fix

All you limited company contractors, you can breathe easy: the taxman has handed down a PAYE reprieve that exempts you from the new RTI rules.

Her Majesty’s Revenue & Customs has been causing headaches with their new Real Time Information scheme, and if you work through your own limited company you’ve likely been pulling your hair out – especially if you get paid annually. Well it’s your lucky day: HMRC has decided to begin granting requests to change your PAYE status to exempt you from having to submit a return every month and simply do it once a year.

The taxman had to put a few new systems in place before they could offer this service to limited company contractors, but now they’ve got it up and running. Not a moment too soon, if you ask me; for what it’s worth, limited company contractors have enough on their mind without having to muck about with RTI on top of everything else in their hectic lives.

Of course, HMRC is still not making it necessarily all that easy to keep up with this, as they’ve decided to not inform employers as to when they actually accept these requests and change your tax status. I swear I don’t know what it is but the taxman just enjoys taking one step forward just to take two steps back, don’t they?

I swear it’s like the taxman just loves making things difficult and more confusing for as many people as possible. This whole RTI thing has been a nightmare from the very beginning, especially for employers; any firm that didn’t have computerised payroll software that was capable of interfacing with HMRC over the internet had to upgrade when it went into effect this past April, and maybe it’s just me but if I was a business owner I would have a lot more important things on my mind that having to learn a whole new payroll accounting system just to satisfy the whims of some passel of government bureaucrats!

Yes, I know what you’re saying: RTI is supposed to make income tax and National Insurance payments more accurate. Well, what the government calls ‘more accurate’ sounds like ‘a big pain in the arse’ to me, and with the amount of additional red tape this new initiative is generating, I think you’d be hard-pressed to prove me wrong, now wouldn’t you?

Posted in newsComments (0)

HMRC offers new options for expense and benefit submissions

Her Majesty’s Revenue and Customs has come forward to offer new options to employers when it comes to staff expense and benefit detail submissions.

If you’re using payroll software that may not have support for any existing way of reporting staff expenses and benefits, now the taxman will accept a new, non-compulsory option in the fom of an Online End-of-Year Expenses and Benefits form. The main target for this alternative reporting scheme is small and medium-sized firms, and in order to attract SMEs into using the new forms, the taxman has overhauled the process for reporting employee benefits and expenses, making it much more efficient and swifter as well.

HMRC has two forms that you can access from their website right now, entitled the Notification of Payrolled Benefits and No Return of Class 1A Conttributions, with the latter designed to handle National Insurance payments. Not to be undone, the taxman also included forms for agents that do the same thing for their clients.

However, this is just the beginning, as HMRC has plans to add quite a few more of these forms as the year continues, and could prove to be a serious boon for any small-sized firm – including limited contractors and other self-employed Brits – when it comes to submitting all the relevant details to the taxman, especially if their current payroll software lacks the ability to do so.

For what it’s worth I think it’s a fantastic idea and should be a real help to anyone who doesn’t have the money on hand to purchase new payroll software. Let’s face it: with the integration of the Real Time Information PAYE scheme, any firm that doesn’t have payroll software that can integrate with HMRC online is already having to shell out to remain in compliance with the new regulations, so cutting firms a break on this could spell the difference between profit and loss for the coming tax year.

The economy’s still not all that fantastic, after all, and many smaller firms and sole traders are still struggling to make ends meet. Placing more financial pressure on the nation’s SMEs or freelancer workers is hardly conducive to economic growth – and if we’re being honest, it’s more than just a bit obnoxious, especially as HMRC can’t seem to nail down these slippery multinationals when it comes to their tax avoidance but the taxman instead wrings every last penny from already suffering Brits!

Posted in newsComments (0)

Small firms given extra time to prepare for RTI

Implementation of the new Real Time Information scheme, which was slated to go into effect next month, has been relaxed for firms with less than 50 employees.

Almost everyone has been up in arms about the new RTI scheme, which is on the rails and ready to launch on 6 April, as it will make the lives of businesses just that much more complex by requiring PAYE details to be transmitted electronically to HM Revenue & Customs every time an employee receives a pay cheque. However, in a rare show of compassion from HMRC, the taxman has said that if your business has less than 50 workers you can hold off on complying with RTI for another six months while you jump through the hoops required to set up your payroll system to interface with HMRC servers over the internet.

Lucky small businesses now have until 5 October before having to get with the RTI programme. In the meantime, the taxman says it will take the summer to see how the new PAYE scheme is being handled by larger firms, leaving the door open for more changes to the system; if we’re lucky, perhaps HMRC will bin the whole programme if it turn out to be more trouble than its worth.

The sudden change of heart on the part of what most people usually consider a heartless tax collection entity such as HMRC could be due to the fact that there are serious misgivings about how well the nation’s firms will be able to handle RTI implementation, industry experts say. The Forum of Private Business’ Robert Downes intimated as much in a recent statement concerning the news about the relaxation of the RTI rules for small businesses, but he was quick to add that the taxman’s decision was most likely a pragmatic one, as a full-scale meltdown of the tax system this April is not going to help anyone, including the Government.

Still, there are many concerns that changing the rules so close to the implementation date is likely to just confuse many small firms even more, especially in the face of how a large number of these small businesses have already been scrambling to find a way to prepare for RTI. I have to agree, as there’s nothing more frustrating to be yanked back and forth so quickly; it leaves you completely off-balance and most likely does nothing except increase the per capita alcohol consumption amongst small business owners.

Posted in newsComments (0)

Government cracks down on use of tax avoidance schemes

Even though the net is closing around the practice already, the Government is going to begin instituting even stronger limitations on firms using tax avoidance.

‘Tax avoidance’ has become synonymous with ‘corporate greed’ lately, what with outrage building in the public consciousness about how huge multinationals operating in the UK have been finding ways to pay just a fraction of their tax responsibilities, cheating HM Revenue & Customs out of literally billions of pounds in revenue. However, the Government’s efforts to clamp down on tax avoidance schemes are going to be broadened even further in the immediate future, according to Deloitte, with the firm predicting that Chancellor George Osborne will be dropping the hammer on limited liability partnerships, and doing so will have an effect on not just large firms but small businesses and the contractors they can use to undertake work.

This could be a serious blow for any freelancer or contractor that already has to deal with the IR35 rule, especially since the Government has already been quite keen on strengthening the regulations for sniffing out instances of disguised employment. IR35 is of course designed to ferret out anyone working directly for a company as they would if they were a permanent employee but is instead listed as an independent contractor in order to reduce the amount of tax they pay, as contractors aren’t normally subject to or are only responsible for limited PAYE or National Insurance tax payments; particularly shady firms enjoy cutting corners this way in order to minimise their tax liabilities, but what with the UK economy still in rough shape the Government has decided to try to close as many loopholes as possible.

While I think it’s a fantastic thing to root out corporate corruption on the part of multinationals such as Google, Starbucks, and Amazon in shirking their tax duties – and let’s be honest, these massive companies should truly know better than to engage in such immoral activities, regardless of whether or not there are no laws specifically barring them from doing so – the problem is that the Government is likely casting its net too wide and will only end up throwing out the baby with the bathwater. By having any new anti-tax avoidance rules apply to small-scale firms, freelancers, and contractors, the sheer amount of grief that these new rules will cause these people and companies is going to be overwhelming while at the same time not really benefiting HMRC all that much in bringing in missed income; instead, the Government should seek to reclaim the billions from crafty multinationals that can stand to lose such vast sums of cash.

Posted in newsComments (0)

First we had GTi, then SRi – and now RTi

When I first heard about the new RTi that gets released in April, I immediately went to Parkers guide online and found out what my car is worth. According to all reports, the RTi was going to be a revolution in how you interact with your staff and there would even be a penalty for being slow? Incredible, an actual penalty for being slow and it’s all thanks to the RTi. I’m going to get one and wave at all the people in the middle lane, as I give them a fly-by on the M1.

Sadly, this story does not end with a happy ever after.

It turns out the RTi is a “Real Time Information” system developed by the Inland Revenue, so your company  can inform  them every month about your PAYE details. This is going to be mandatory from 6th April 2013 and all of the information must be logged online. In principal, this all sounds like a great improvement. After all, it means I can login to my PAYE agents account and add new employees and delete leavers from a client’s company record. I’m quite happy about this as it means we can forget all about forms, such as a P45, P46 and even the year-end P35.

Here is what this means in a real-life scenario.  Every month, you or your Accountant must provide HMRC the following information. (This is according to the HMRC website)

  1. How many hours you have worked
  2. How much you have been paid
  3. How much tax has been deducted

Have a look more closely at point number 1. I am not going to delve into the obvious part of point number 1 and I shall leave that with you. For those of you that can spot the correlation between points 1 and 2 – well done, you can carry on as you were.

For those of you that can’t, stay in the middle lane and try not to cause an accident.

Posted in matt's blogComments (0)

  • Switch Accountants for FREE

    Switch Accountants for FREEAt K&B Accountancy Group we have introduced a simple and straightforward approach to changing accountants. We’re offering contractors, consultants and freelancers the opportunity to switch to K&B Accountancy Group for FREE without the need to pay for any ‘catch up’ or retrospective accountancy fees for the previous year’s accounts and corporation tax return* *T&Cs apply

our top 5 twitter posts


contractor accountants


twitter Join the conversation
Free Telephone Advice